Malicious Damage to Cars Cover

Members of the NASUWT who pay their subscription by direct debit or by any other means on or before 31st January receive malicious damage to car cover free of charge within the cost of their Union subscription. No benefit is available to members not meeting this subscription criteria. The information below is a summary of the cover provided.

Cover provided

Damage caused by malicious persons to motorcycles, pedal cycles and motor vehicles belonging to members or for which members are responsible. Cover excludes damage sustained during theft or attempted theft from vehicles and collision or impact damage caused by another vehicle.


For members who pay their subscription by Direct Debit or who have fully paid their subscription by any other means on or before 31st January each year the maximum benefit level is £500. There is an excess of £15 for each and every loss.

Geographical limits

Any school premises within Great Britain, Northern Ireland, Channel Islands, Isle of Man (IOM) and Gibraltar, including cover abroad in respect of members engaged overseas catering for the children of British Forces Personnel.

School premises shall be construed as the confines of any school, college or educational institution, including school playgrounds and playing fields.


All incidents must be reported to the police immediately and an application notified in writing to the NASUWT within 30 days of the event. You will be required to disclose the crime reference number and the name and address of the police station on the application form.