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Pensions in England

Pensions Warning - avoiding unnecessary fees


The NASUWT has become aware of organisations which claim to offer teachers advice on retirement planning and charge very high fees for this advice.


The NASUWT is able to offer the following free services to members:


- general information about changes to the teachers’ pension scheme, including to members’ overall pension benefits;


- Individual casework and legal support when problems with Teachers’ Pensions occur.


Trade unions cannot provide individual financial advice by law. However, the NASUWT is in partnership with Wesleyan, which provides members with financial advice on pension changes through personal face to face meetings or though ‘planning for retirement’ seminars’ that can be held at your school.  If this is of interest to you, please contact Wesleyan on www.wesleyan.co.uk/appointment


You are automatically entered into the Teachers' Pension Scheme if you are a teacher in eligible employment between the ages of 18 and 75. 

If you need general information about the Teachers' Pension Scheme, the most comprehensive source is the Teachers' Pensions website.

Local Government Pension Scheme

If you are a member of the Local Government Pension Scheme (LGPS) details of your benefits are available.

State Pension Benefits

Information about your State Pension Benefits is available.

Survivor benefits

The Government has reviewed survivor benefits in occupational pension schemes, including the Teachers' Pension Scheme. The NASUWT has expressed opposition to the outcome of the Review, which fails to recommend action to rectify the current inequality in public sector pensions. This means that women and LGBT teachers' surviving partners may not be entitled to the same pension benefits as the partners of some male teachers. 

More information about the issue, including the NASUWT's consultation response to the Government Review and a Power Point presentation on the Union's campaign for pensions equality can be found on the survivor benefits page

If you experience any difficulty in accessing your pension entitlements, please contact the NASUWT for assistance on advice@mail.nasuwt.org.uk.