Malicious damage to cars insurance

Members of NASUWT who pay their subscription by direct debit or by any other means on or before 31 January receive malicious damage to car insurance cover free of charge within the cost of their Union subscription. No benefit is available to members not meeting this subscription criteria. The information below is a summary of the cover provided.

Cover provided

Damage covered by malicious persons to motorcycles, pedal cycles and motor vehicles belonging to members or for which members are responsible.

Benefits

For members who pay their subscription by Direct Debit or who have fully paid their subscription by any other means on or before 31 January each year the maximum benefit level is £125. The maximum payment made is £110 as an excess of £15 is payable.

Geographical Limits

Any school premises within Great Britain, Eire and Northern Ireland, (including cover abroad in respect of members temporarily engaged overseas catering for the children of British Forces Personnel). School premises shall be construed as the confines of any school, college or educational institution, including school playgrounds and playing fields. Please note the policy specifically excludes damage sustained during theft or attempted theft from vehicles.

Policy Conditions

All incidents of theft must be reported to the police immediately and a claim notified in writing to the NASUWT within 30 days of the event. You will be required to disclose the crime reference number and the name and address of the police station on the claim form.